Documents Affidavit for a Lost Cheque
Affidavit for a Lost Cheque
An Affidavit for a Lost Cheque is a legal document used to report the loss or theft of a cheque, and to request the cancellation and reissuance of the cheque. It acts as a sworn statement, providing an official record of the incident and affirming the circumstances surrounding the loss and the cheque’s details.
- Reports the loss or theft of a cheque and seeks appropriate action for cancellation and reissuance.
- Provides a legal record of the incident, including the cheque number, date, and amount.
- Helps protect against potential fraudulent use of the lost or stolen cheque.
- Assists in initiating the process of obtaining a replacement cheque or reimbursement from the issuing party.
Affidavit for a Lost Cheque

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What details or information does an Affidavit for a Lost Cheque contain?
- Affiant’s information: Full name, address, contact details, and relationship to the cheque (e.g., account holder, payee).
- Details of the lost cheque: Cheque number, issuing bank, date, amount, and any relevant identifying information.
- Circumstances of the loss: A description of how and when the cheque was lost or stolen.
- Actions taken: Any steps taken to locate or recover the lost cheque, such as notifying the bank or authorities.
- Statement of non-use: A declaration that the lost cheque has not been presented for payment or used for any transactions.
- Request for cancellation and reissuance: A formal request to cancel the lost cheque and issue a replacement.
- Signatures: Affiant’s signature, date, and affirmation that the information provided is true and accurate.
- Notarization: The signature and seal of a notary public or commissioner of oaths to certify the authenticity of the document.
When would I need an Affidavit for a Lost Cheque?
- Reporting the loss or theft of a cheque to the issuing bank or financial institution.
- Seeking cancellation and reissuance of the lost cheque to prevent unauthorised use.
- Providing evidence of the loss for insurance claims or legal purposes.
Do I need to have my Affidavit for a Lost Cheque notarized?
Frequently Asked Questions
Is it necessary to notify the issuer of the lost cheque before submitting an affidavit for a lost cheque?
It is generally advisable to notify the issuer of the lost cheque as soon as possible.
Can an affidavit for a lost cheque be used to dispute or cancel a legitimate payment?
No, an affidavit for a lost cheque should not be used to dispute or cancel a legitimate payment that was properly authorised and intended.
Will submitting an affidavit for a lost cheque guarantee reimbursement for the lost funds?
Submitting an affidavit for a lost cheque does not guarantee reimbursement for the lost funds.
The affidavit serves as a formal declaration of the loss, which allows the bank or financial institution to take appropriate action, such as stopping payment on the cheque.
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